instant loans
These are term loans offered to permanent employees of Government ministries, departments and agencies.
Terms and eligibility
Tenure
one (1) month to forty eight (48)months
Pricing
Competitive interest rates and fees
Eligibility
All permanent government employees
Requirements
Latest payslip
Get Application FormSubmit Form
Smart loans
This is an employer supported loan scheme tailored to meet personal expenses for full time employees of reputable companies. The scheme is administered subject to a written undertaking by the company otherwise known as the employer, that guarantees direct payroll deduction for the monthly loan repayments.
Terms and eligibility
Tenure
one (1) month to forty eight (48)months
Pricing
Competitive interest rates and fees
Eligibility
All permanent employees working for companies approved by FFS
Requirements
Latest payslip
Get Application FormSubmit Form
Invoice DISCOUNT FACILITY
Our Invoice Discounting facility is aimed at suppliers/contractors of large corporates domiciled within Malawi. The product allows suppliers and contractors to have access to loans against unpaid invoices. The product also provides cash flow relief to large corporates on payments to suppliers/contractors.
Terms and eligibility
Tenure
90 Days
Pricing
Competitive interest rates and fees
Eligibility
All suppliers and contractors with outstanding invoices from reputable institution approved by FFS
Requirements
Invoice not more than 90 days old Assignment of invoice proceeds
Get Application FormSubmit Form
